University Of Oklahoma College Of Law

This policy paper proposes the creation of a Tribally Chartered Bank (TCB) system to address the chronic lack of capital and financial services for Native American Nations. The TCB, chartered under tribal law, aims to provide 'patient capital' for long-term economic and infrastructure development. Key areas of focus include direct capital investment, developing lending standards based on tribal needs, and leveraging opportunities in emerging businesses such as online gaming and legal cannabis, while integrating with global financial networks to enhance Native American self-determination.