Board meetings, strategic plans, and buyer signals from Joseph Garcia’s organization
Jul 29, 2026·BoardMeeting
Board
Data Collection Agency Board Of Governors Minutes
The board discussed the Memorandum of Understanding and Data Collection Plan, noting no suggested changes. Reports were delivered regarding the Data Collection Committee's findings and the status of the Michigan Workers' Compensation market. The board reviewed and approved the indication methodology for pure premium data and noted the upcoming distribution of these premiums. Additionally, an update was provided by the Workers' Disability Compensation Agency, and the board approved the scheduling for the upcoming 2027 meeting.
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Mortgage Industry Advisory Board Board Meeting Minutes
The board meeting covered a review of current licensee population statistics and application trends for MLOs, first mortgage licensees, secondary mortgage licensees, and CFS licensees. Discussions included updates on licensing staff activities and the reinstatement period. The compliance and examination section addressed performance metrics regarding examinations, investigations, and visitations from the previous year, along with complaint categories such as unlicensed activity and advertising violations. Additional agenda items included a legislative update regarding the RMLA bill, the release of an AI bulletin establishing expectations and governance requirements for licensees, plans for board communications, and a discussion regarding board vacancies.
Jul 30, 2025·BoardMeeting
Board
Data Collection Agency Board of Governors Meeting Minutes
The board meeting covered several key agenda items, including the discussion of the Data Collection Agency Memorandum of Understanding and Data Collection Plan. Reports were received from the Data Collection Committee regarding loss cost and methodology, and the board reviewed compiled pure premium data. The board approved the indication methodology and the distribution of pure premium data. Additionally, the meeting featured a presentation on the state of the Michigan workers' compensation market and updates from the Workers' Disability Compensation Agency regarding recent rule changes and program updates. The board also established the schedule for future meetings.
Feb 12, 2025·BoardMeeting
Board
Mortgage Industry Advisory Board Board Meeting Minutes
The board met throughout the year to review licensing statistics, application volumes, and trends in the mortgage industry. Discussions included compliance, examination, and enforcement metrics, specifically focusing on deficiencies in information security and proper policy procedures among licensees. The board addressed emerging market topics such as housing shortages, zoning regulations, the potential of modular homes, foreclosure causes, and industry legislation including the Mortgage Combo Bill. Additionally, members examined the impact of artificial intelligence in loan manufacturing, discussed updates to licensing requirements, and reviewed industry-wide shifts such as occupancy fraud trends and the increase in second mortgage activity.
Extracted from official board minutes, strategic plans, and video transcripts.
